Preheat oven to 350
Spray a nonstick large loaf pan (9.25 x 5.25) with cooking spray and set aside.
In a small saucepan melt butter, brown sugar and fresh grated ginger over medium-high heat, stirring constantly until the mixture is combined and resembles a caramel sauce and the edges start to bubble. Remove from heat.
Pour 1/2 of the sauce from the pot into the bottom of the prepared loaf pan. Lay alternating slices of apples and pears along the center/bottom of the loaf pan, on top of the sauce.
Then pour remaining 1/2 sauce on top of the pear and apple slices.
In a large bowl combine flour, cinnamon, baking soda, baking powder, brown sugar and granulated sugar. Stir a few times to combine all the dry ingredients.
In a separate bowl, add eggs, vegetable oil and vanilla and stir until the eggs are combined with the oil, then pour into the dry mixture and combine. Lastly, add the small apple and pear pieces to the batter and stir.
Pour batter into the loaf pan (it should come up to 3/4 side, don't overfill the loaf pan) and bake for 50 minutes, or until a toothpick comes out of the center mostly clean.
Remove from oven, and allow the loaf to cool (about 2 hours) before turning it onto a board or serving plate and then gently wiggling the loaf pan off (you man need to run a knife gently around the edges.) Slice and enjoy